What do I need to know about Business Insurance?
At Farmers we make it our business to stay in step with the specialized insurance needs of your business.
Our coverage is specially tailored to the unique unique needs of different industry segments of solutions that can help you meet the challenges that come your way—no matter what kind of business you own.
Additionally, we offer Workers Compensation(see below) as well as another product to provide an extra measure of protection, Surety Bonds. Through outside Insurers such as Blue Cross, Kemper, AFLAC and UNUM, we are also able to provide our clients with a full range of employee benefits such as group health, group life, group disability and even flex plan benefit packages.
Just like building a business, building an effective insurance program is done in steps. A good first step is working with Amy Alvis to put together the right policy for the unique challenges facing your business.
Types of Business Insurance
Do you have adequate insurance to cover your business from loss due to crime, fire, flood, equipment failure, injury or the death of a key employee?. As a business owner, you need to choose the coverage that matches your needs.
Consider Farmers Business Insurance coverage for the following:
| • | Buildings - including improvements you have made. | | • | Business continuation - death of an owner, partner or key stockholder | | • | Contents - personal property, stock and equipment. | | • | Crime - loss of money and securities through theft, burglary and robbery; employee dishonesty; forgery and alterations. | | • | Equipment Breakdown - air conditioning, refrigeration, electrical and mechanical equipment. | | • | Computers - hardware, software, media and reproduction costs. | | • | Business Liability - premises, operations, products and completed operations. | | • | Personal Injury - libel, slander, defamation of character, wrongful eviction and invasion of privacy. | | • | Accounts Receivable - including a debt owed to an enterprise, arising out of the normal course of business dealings. | | • | Workers' compensation—life and health insurance coverage for employees while they are on the job. | | • | Loss of earnings or rents | | • | Valuable papers | | • | Glass | | • | Signs | | • | Medical payments | | • | Business auto | | • | Umbrella liability | | • | Employer-sponsored pensions |
Would you like more information on what types of businesses are covered or what types of insurance coverage are available for your small business?
No two businesses are alike. At Farmers and the Zeigler Insurance Group, our team works with yours to also provide quality products and services for your business.
• Workers' Compensation
• Partnership Life Insurance*
• Sole Proprietorship Life Insurance*
• Stockholder Life Insurance*
• Surety Bond Program
• Commercial Claims Service
*Life Insurance issued by Farmers New World Life Insurance Company: 3003 77th Ave., S.E., Mercer Island, WA 98040-2890.
Please contact Amy Alvis at (925) 301-7195 or amyalvisfarmers@aol.com for more information. |
